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Our Special guest was Robert Sterns. Robert Sterns is President and CEO of Lenders Residential Mortgage which was founded in 1995. Lenders Residential Mortgage is a mortgage banker, direct lender and broker. They offer FHA, VA, Jumbo, Conventional conforming and non-conforming loan products. Over the last 15 years his company has closed several hundred million dollars in mortgage loans. They are licensed in Texas, Florida and Colorado. "Rob" is known as the "mortgage expert" because of his weekly segments on Heaven 97 KHVN's Community Forum in Dallas/ Ft Worth where he offers mortgage advise to the listening audience. He is also well known for his mortgage workshops and seminars for 1st time home buyers. We discussed interest rates, refinances, loan modifications, reverse mortgages, the foreclosure crisis and much more. If you have any mortgage questions "Rob" is known as the "mortgage expert" because he has the answers.