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Lesson #2 learned from this squatter applies directly to getting out of debt. I have work to do because Phyllis isn't going away on her own. You have work to do because debt will not magically disappear.
Working through debt is not easy, but it sure it worth the effort. I'm assuming once I get the squatter out, I'll be just as elated.
On your journey out of debt, you will receive so much advice. Much of it will be well-intentioned, but just not helpful. Surround yourself with people who have either been where you are and accomplished their goals or are where you want to be. Like Uncle Dave says, don't take advice on money from broke people - unless that's your goal.
It's funny, this tangle with the trespasser illustrates that advice perfectly. Even though that's not her intention and she still needs to go! While I'm here, let's see what we can learn from ol' Phyllis.