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Dave Barnett has found the key to investing locally and profitably. Find local entrepreneurs who need capital and either don't want to deal with a bank or who are priced out of the small business loan market. Dave has been making loans to small business owners in his area for years and has only had one bad loan during that time. Now he's got a referral network that keeps the deals flowing. He show;s you how to do it too in his book Invest Local.