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Dr. Elaina George is concerned that health insurers are becoming so big that they will soon be Too big to fail. And she's right. That's why she's gone the route of Liberty HealthShare, where like minded people have co-opted together to pay their health care bills together. Liberty HealthShare is a truly non-profit organization. Dr. George has been a member for the past 18 months and has gotten many of her friends and family members involved as well. It works!