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Jordan Goodman joined us today. As we've discussed in the past, markets continue their downward trend and interest rates are staying artificially low, there aren't a lot of investment alternatives. Jordan still believes that paying down your debt is crucial. In addition, bridge financing is still yielding 6 percent returns, not bad when banks are paying nearly nothing. Jordan isn't overly optimistic about the near term future and is in a defensive posture until further notice.