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You're no doubt aware that under Obamacare, there's only a three month window for you to change your health insurance company. This leads to a mad scramble to find the best possible policy at the most favorable price. However, because Liberty HealthShare is a healthcare cost sharing ministry, it is exempt from the enrollment window as well as the penalties for failure to cary health insurance. For myself, I'm saving over $1000 per month on the policy I used to own. This explains why Liberty HealthShare is growing by leaps and bounds and why they just passed 20,000 membership households.