Aaron Clarey--Poor Richard's Retirement Plan #3562

The retirement crisis doesn't have to be a crisis. Just follow Captain Capitalism's advice and you'll never run out of money. First, never fully retire! Keep your income streams flowing. Even if you only work 2-3 days per week, your life will be much better as a result. Retirement is always a dead end. Next, start creating additional income streams earlier in life. That way you'll be able have them flowing steady as you get older. Whether it's a side hustle, an Internet business or a consulting gig, start early and often. Finally, downsize before retirement. You might not be able to control your income, but you do have more control over you expenditures. How much do you really need and what can you spend less on? It's all up to you.