Kate Stalter--You Need a Plan! #3701

Planning for retirement is composed of many factors and goals. Chief among them is that you don't want to outlive your money. Otherwise you might wind up as a greeter at Walmart. But that's only the beginning. You need to think about spouses, children and many other things. Kate also gives a very candid view of annuities. They might be right for some, but very wrong for many others. Much sage advice from someone who's been in the business a while.