Is Life Insurance really needed

We will talk about doing Covid-19 many lifes was lost family unprotected, Bk, going up No money$$ for food  bills or place to stay.  Why having life insurance is so important a protection for you and your family.  How you can can earned highest Rate of returned better than any Bank, Credit union(s) can offer.  You can get a loans as many times needed, and you can invest in different market strategy You never invest your money in the market,therefore you maintain what you earn and invested.  Market strategy like S&P 500, Gobal Index, Europe Market,Gold, protection flexibility, and tax advantages.  A income tax-free death benefit, protection from market volatility, and retirement income.If you get hurt  Terminal,Chronic, critical illness you get paid  all that on Mortgage Talk 1.