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This USDA (United State Department of Agriculture) Direct Loan Program. This program is designs to help assist Low to- very low income people ready and willing to purchase a home in rural areas. You must be able to prove you can afford the loan. Don't worry there more good news just listen to Mortgage Talk1 here. Remember we are on Twitch TV, Happs T.V, You Tube and Periscope, and Twitter. See me live I'll be on today 8:00pm on Periscope, and 9;00 on Happs TV and Twitch TV, You Tube