Don't Admit Anything! Don't Assume Anything!

One of the frustrating things about reading reports prepared by people who call themselves forensic examiners is their continual explanation of the content of false documentation. They are assuming facts about which they know nothing and using that report in support of your defenses or allegations can result in admissions against interest.

Such admissions by lawyers and pro se litigants are the main reason why foreclosure mills win. And they make such admissions against interest because they have not mastered the counter-intuitive nature of the securitization process.

Specifically that the securitization of residential mortgage debt was in reality an exercise in converting assets of investors and borrowers to revenue of the brokers.

Foreclosures are just another part of that process of revenue production. Foreclosure have nothing to do with paying off the debt --- a fact which is completely lost on borrowers, their attorneys, the courts and even many people in foreclosure mills.