Music and Business-Exclusive Interview

Shayla and Karmena

My name is Karmena Bell-Holland I am single/divorced mom 56 who has raised 9
children ages Shanette Smith age 36, Valesca Bell-Thompson age 34, Brittany Bell age 33,Shayla Bell age 28, Marvin Bell Jr age 27, Darnell Bell age 25, Tatiana Bell age 22, Kimani Bell age 21 and the baby of the family Omari Bell age 17 who graduated from High school on 06/01/2023 headed to Dillard University in 08/10/2023. I also am a proud grandmother of 6 beautiful grandkids who I love dearly. In 2004 I ended my marriage after 16 years and took on the task of raising my children on my own with no assistance while obtaining my master’s degree in 2008 and working 3 jobs. One job with San Joaquin County Probation for 16 years an The Target Store for 19 years both which I left to work for myself. My third job I drive for 2
different rideshare companies and I recently obtained my Life Insurance License and now an agent with Lincoln Heritage Funeral Advantage as an independent contractor. Lincoln Heritage Funeral Advantage has been in business since 1963 has over 8 billion policies in force and over a million policyholders the company is A+ with BBB we are the leading final expense company and seek to provide families comfort during their time of loss.