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The truth is, most people answer yes to these questions. If you are one of them, I strongly suggest you create a working budget. If you’re like most of us, even mentioning the word “budget” can make you quiver. Similar to the word “diet”, it seems to suggest that you are about to deprive yourself of what you really want. The question is: what do you really want? If it is a desire to get ahead of the game and have a surplus at the end of each month, then read on and empower yourself with the knowledge to make it happen.
On the road to financial freedom, it’s easy to get lost if you don’t have a clear idea of where you are or where you want to go. A working budget should be your first step. This helps you to chart your actual expenses, enabling you to direct your resources more effectively.
