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Beaver, PA – Thomas W. Young is an experienced registered financial consultant, certified senior advisor and author of The Family Money Farm – The CFO Project.
“People believe because I’m in the financial business than I’m a financial planner like everybody else,” says Young. “Nothing could be further from the truth. I teach people how to become the bank of their own life.”
Young’s banking concept uses dividend-paying whole life insurance as a holding tank to accommodate cash.
Contrary to popular belief, Young says 401ks are the primary cause of debt in America.
“If you had 50% of your gross annual income and capital that you could access without penalties, costs, fees, government involvement, would you ever have to run a credit card balance?”
Young has been involved in the financial business for more than 40 years. He started off selling life insurance door-to-door, eventually rising to become one of his firm’s elite agents.
But he later founder himself in dire straits, hundreds of thousands of dollars in debt, and with no confidence. That’s when Young discovered Napoleon Hill’s Think and Grow Rich.
Today, Young also is host of the radio show The Financial Coach on the WBVP-WMBA radio station. He says his ideal clients are conservative, family-oriented, business-oriented, good people.
Says Young: “I have a goal in life very to touch a million lives before I die.”
For more information, visit cfo-project.com