Bert Martinez joined by Ed Brodow, Pat Peason, Bill Spetrino and Matt Kaplan

Pat Peason CFO of, "Harvest Financial Group,” and "Advisor’s Academy,” Board Member. He has been in the financial industry for over 25 years,and specializes in the unique challenges that face today's retireesand pre-retirees. In today's tough market economy, seniors especially need to fully understand all the variousoptions that are currently available to assist them in protecting and growing their investment portfolios

Ed Brodow teaches the art of negotiation to the professional negotiators at Microsoft, Goldman Sachs, Learjet, Zurich Insurance, the IRS, and the Pentagon. He is the bestselling author of Negotiation Boot Camp: How to Resolve Conflict, Satisfy Customers, and Make Better Deals. Ed has appeared as negotiation guru on PBS, ABC, Fox News, and Inside Edition

Bill Spetrino Editor of the, "Dividend Machine.” newsletter and Author of new book,  “The Great American Dividend Machine”  He is a professional investor who has made millions for himself and his clients through strategic investing.  A trained accountant, he graduated from John Carroll University in Ohio and spent a decade teaching. A lifelong entrepreneur as well, Spetrino set out to understand and codify a simple dividend investing strategy for amassing a retirement nest egg, an idea that eventually led to the creation of The Dividend Machine newsletter for Newsmax

Matt Kaplan President of Sage Analytics.  Sage Analytics is involved in a very interesting business. They have developed and manufacture a highly advanced, accurate and affordable device to test the potency of legal cannabis. They use the same technology used by the major pharmaceutical companies for their precision testing needs.