Let's Talk About It with Jenny White/The New Auto Insurance requirements

Today, Michigan drivers are required by law to have a no-fault automobile insurance policy that includes personal injury protection (PIP) benefits. On July 2, 2020 many changes to the existing no-fault auto insurance law will take effect, including giving Michigan drivers a choice in their level of PIP coverage. This reform law is giving drivers new coverage options to consider.

As part of Michigan Auto Insurance Reform, drivers will be able to select their preferred level of Personal Injury Protection Allowable Expenses (PIP AE), the coverage that pays for medical coverage if you are injured in an auto accident. Based on your eligibility and individual needs, you'll be able to select from the coverage options available or you may be able to waive PIP AE coverage altogether. These options are intended to help you save money on your auto insurance.